Get upto 5%* on our Savings Account Balances with UniAbuja MFB.
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Updates:
Dear Customer, We have launched Video KYC facility for New customer to open savings ac
Loan Services and Products
Empowering Dreams, Fueling Progress
At UNIABUJA Microfinance Bank, we believe access to finance is a fundamental driver of growth—whether you’re a student with big ambitions, a salary earner looking to manage life’s demands, or a business owner ready to scale. Our wide range of loan products is thoughtfully designed to meet the unique financial needs of individuals, employees, cooperatives, entrepreneurs, and corporate bodies.
We offer transparent, affordable, and flexible loan options, including Salary Loans, Individual Loans, Business and Corporate Loans, Esusu Loans, Agricultural Loans, LPO/Contract Financing, and Asset Acquisition Loans. Whether you’re seeking to fund a startup, cover urgent expenses, or invest in long-term assets, we provide fast approvals, minimal documentation, and repayment plans that suit your cash flow.
No matter where you are in your journey—growing a business, managing personal expenses, or investing in the future—we’re here to walk with you. Explore our loan offerings and take the first step toward financial empowerment.
Agricultural Loan
- Seasonal repayment
- Low interest rates
- Flexible disbursement
- Technical support included
Contract/LPO Financing
- Up to 70% of contract value
- Tailored to project duration
- Repayment tied to contract inflow
Corporate Loans
- Flexible repayment period
- Large loan amounts
- Custom repayment plan
Esusu Loan
- No formal collateral
- Group-based
- Agent-supported collection
Fixed Asset Acquisition Loan
- Asset-backed financing
- Structured repayment
- Competitive rates
Group Loans
- No individual collateral
- Interest-Free Loans
- Group repayment plan
Individual Loans
- No collateral for small limits
- Quick disbursement
- Monthly repayment structure
Micro Enterprise Loans
- Capital Access
- Business Growth
- Tailored Loans
Salary Loans
- Quick access to funds
- No collateral required
- Convenience and easy access
Short-Term Loan
- 30 to 90 days tenor
- Fast approval
- Low documentation
Student Loans
- Access to education
- Flexible repayment options
- We also offer student empowerment programmes
Campus SmartSave Account
Save Smart. Study Bold. Succeed Always.
Designed for UNIABUJA undergraduate and postgraduate students. A flexible savings account built to help students manage allowances, save for school projects, and access student-specific financial services.
- Access to educational micro-loans
- Mobile & USSD banking enabled
- Free e-statement and balance alerts
- Exclusive discounts on campus-related purchases
- Seamless upgrade to full savings/current account after graduation
Staff Advantage Account
Secure Today. Stronger Tomorrow.
Designed for: Academic and non-academic staff of UNIABUJA. A value-packed account that offers smart savings tools, salary advances, and long-term financial planning support.
- Salary account with optional salary advance
- Access to personal and emergency loans
- Higher interest rates on savings balances
- Automated bill payments and transfers
- Loan repayment through salary deductions
- Pension and retirement planning advisory (optional add-on)
- Priority customer support and financial wellness sessions
UniBiz Account
Fuel Your Hustle. Grow Your Dream.
Designed for: Students running campus businesses and approved vendors. A hybrid account built for small-scale business transactions, helping student entrepreneurs track finances and scale operations.
- Low minimum balance requirement
- Ability to receive payments via bank transfer, POS, or QR
- Optional business micro-loans for inventory and expansion
- Access to financial literacy and business growth training
- Business performance dashboard via mobile banking
- Free advertisement space on the bank’s campus screens and website
- Monthly account summary for bookkeeping and growth tracking
Your Account In Easy Steps
Banking That Works As Hard As You Do.
Step 01
Visit Our Branch or Apply Online
Start the process in person or from the comfort of your device.
Step 02
Provide Required Documents
Submit valid ID, photo, and other required details and documents.
Open Your Account in 5 Mins
Imaging reaching your goals faster with the help
of our banking tools.
Available for Android and IOS.
Questions & Answers
Find answers to all your queries about our service.
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Do you offer services to businesses or cooperatives?
Yes. We support SMEs, cooperatives, and other business entities with business loans, group savings plans, and tailored financial advisory services.
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How do I contact customer support?
You can visit our branch, call our support line, or email us at [support@uniabujamfb.com]. We’re happy to help with any issues or inquiries.
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Is my money safe with UNIABUJA Microfinance Bank?
Absolutely. We are a licensed microfinance bank regulated by the Central Bank of Nigeria (CBN), and we adhere strictly to all financial compliance and security standards.
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Do you offer digital banking services?
Yes. We provide mobile and online banking services so you can check your balance, transfer funds, pay bills, and more — anytime, anywhere.
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What is the process for applying for a loan?
Loan applications can be submitted in person at our branch or online through our portal. You’ll need to provide valid identification, proof of income (or guarantor), and complete our loan application form. Our team will guide you every step of the way.
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