Account Services

Account Services and Products

Simple. Secure. Tailored for You.

At UNIABUJA Microfinance Bank, we believe that everyone deserves access to reliable and convenient banking—whether you’re a student just starting out, a staff member planning for the future, or a local entrepreneur growing your business. That’s why we offer a range of account types to meet your needs, with a seamless and transparent account opening process.

Campus SmartSave Account

Save Smart. Study Bold. Succeed Always.

Designed for UNIABUJA undergraduate and postgraduate students. A flexible savings account built to help students manage allowances, save for school projects, and access student-specific financial services.

Access to educational micro-loans
Mobile & USSD banking enabled
Free e-statement and balance alerts
Exclusive discounts on campus-related purchases
Seamless upgrade to full savings/current account after graduation

Staff Advantage Account

Secure Today. Stronger Tomorrow.

Designed for: Academic and non-academic staff of UNIABUJA. A value-packed account that offers smart savings tools, salary advances, and long-term financial planning support.

Salary account with optional salary advance
Access to personal and emergency loans
Higher interest rates on savings balances
Automated bill payments and transfers
Loan repayment through salary deductions
Pension and retirement planning advisory (optional add-on)
Priority customer support and financial wellness sessions

UniBiz Account

Fuel Your Hustle. Grow Your Dream.

Designed for: Students running campus businesses and approved vendors. A hybrid account built for small-scale business transactions, helping student entrepreneurs track finances and scale operations.

Low minimum balance requirement
Ability to receive payments via bank transfer, POS, or QR
Optional business micro-loans for inventory and expansion
Access to financial literacy and business growth training
Business performance dashboard via mobile banking
Free advertisement space on the bank’s campus screens and website
Monthly account summary for bookkeeping and growth tracking

For Students

Campus SmartSave
For University Staff

Staff Advantage
For Campus Vendors

UniBiz Account

Your Account In Easy Steps

Banking That Works As Hard As You Do.

Step 01

Visit Our Branch or Apply Online

Start the process in person or from the comfort of your device.

Step 02

Provide Required Documents

Submit valid ID, photo, and other required details and documents.

Step 03

Complete the Account Opening Form

Fill out your personal and account information.

Step 04

Activate Your Account

Your account is set up—start banking right away!

Open Your Account in 5 Mins

Imaging reaching your goals faster with the help
of our banking tools.

Available for Android

Google Play

Questions & Answers

Find answers to all your queries about our service.

Do you offer services to businesses or cooperatives?

Yes. We support SMEs, cooperatives, and other business entities with business loans, group savings plans, and tailored financial advisory services.
How do I contact customer support?

You can visit our branch, call our support line, or email us at [support@uniabujamfb.com]. We’re happy to help with any issues or inquiries.
Is my money safe with UNIABUJA Microfinance Bank?

Absolutely. We are a licensed microfinance bank regulated by the Central Bank of Nigeria (CBN), and we adhere strictly to all financial compliance and security standards.
Do you offer digital banking services?

Yes. We provide mobile and online banking services so you can check your balance, transfer funds, pay bills, and more — anytime, anywhere.
What is the process for applying for a loan?

Loan applications can be submitted in person at our branch or online through our portal. You’ll need to provide valid identification, proof of income (or guarantor), and complete our loan application form. Our team will guide you every step of the way.

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