Target Savings Account

Focused Saving. Fulfilled Goals.

Save with Purpose. Achieve with Ease.

Know About

Whether you’re planning for tuition, rent, a wedding, or a business goal, the Target Savings Account helps you stay disciplined by locking in your savings until your set goal is achieved.

Start Your Target Savings

Reach Your
Savings Goal With Us

Year of
2021

Income Statement

Long established fact that a reader will distracted

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Our Target Savings Account Benefits

Designed to help you stay disciplined and achieve your dreams, one naira at a time.

Goal-Based Savings

Save for a specific purpose like rent, travel, or school fees.
High Interest Earnings

Earn better interest for staying committed till maturity.
Discipline & Focus

Withdrawal restrictions help you stay on track.
Custom Duration

Choose how long to save — from 3 months to 1 year or more.
Automatic Contributions

Set recurring deposits to reach your target faster.
Progress Tracking

See how close you are to your goal at any time.

Eligibility Criteria to
Open Target Savings Account

Eligibility parameters for target saving account opening.

1

Age

18 Years old or above
2

Valid Form of Identification

Must have a valid form of identification (National ID, Voter’s Card, Driver’s License, Passport, or School ID)
3

Defined Target

Defined savings goal and target amount
4

Balance

Proof of income source or allowance (optional but encouraged)
5

Default Status

No active loan default with the bank

Savings A/c Required Documents

Basic documents required for opening a savings account.

Mandate
Form

Duly Filled
Application Form

Non Resident

For Resident

Color Passport Size
Photographs

Mandatory Initial Deposit of N1,000

Account Interest & Charges

Your money is making money for you & Your Family.

Account Interest Rates Per Annum	Balance in a/c Up to Rs. 1 Lakh Above 1 Lakh to 5 Lakh Above 5 Lakh to 10 Lakh Above 10Lakh	Interest 3.50% 5.00% 8.25% 10.00%
Debit Card	Annual Fees Transaction Limit Card Replacement	Nill 20 Lakh / Annum Rs.600+Taxes
Credit Card	Annual Fees Card Replacement	Rs.1500 Rs.600+Taxes

Questions & Answers

Find answers to all your queries about our service.

Do you offer services to businesses or cooperatives?

Yes. We support SMEs, cooperatives, and other business entities with business loans, group savings plans, ...
How do I contact customer support?

You can visit our branch, call our support line, or email us at [support@uniabujamfb.com]. We’re ...
Is my money safe with UNIABUJA Microfinance Bank?

Absolutely. We are a licensed microfinance bank regulated by the Central Bank of Nigeria (CBN), ...
Do you offer digital banking services?

Yes. We provide mobile and online banking services so you can check your balance, transfer ...
What is the process for applying for a loan?

Loan applications can be submitted in person at our branch or online through our portal. ...

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Start Your Target Savings